Found 2 blog entries tagged as Credit Score.

 Credit Score

 DAY 2: CHECK YOUR CREDIT

If you plan to buy a house in the next year, checking your credit score is something you should consider doing now. Credit plays a huge role in qualifying for a mortgage. As a homebuyer, your credit score will positively or negatively affect your loan options, interest rates, mortgage terms, and how much house you can afford. Even if you aren't looking to purchase a home anytime soon, annually checking your credit score is a good financial habit to build. Doing so will allow you to:

1. Regularly dispute any errors to your credit bureau.

2. Build and maintain good credit by consistently assessing your current credit position.

3. Stop identity theft and credit card fraud early on.

4. Manage your finances and…

177 Views, 0 Comments

Read Full Post

This post is time sensitive, with implications for your mortgage, cashflow, and credit for April - Sept 2020, all due to Covid-19.

 I am not a medical professional.  I know NOTHING about health.  There are hundreds of news stories out there about Covid-19.  Many more about government actions.  About social distancing.  This is NOT one of those posts.  It should also be noted, that as with everything Covid, the situation is fluid and changing.

 The federal government announced the Covid-19 Mortgage Payment Deferral Program.  Essentially freeing up extra cash flow for mortgage holders NOW, in the middle of the outbreak.  The best page directly from the government describing the program…

3833 Views, 0 Comments

Read Full Post